Private Flood Insurance
MORE OPTIONS, FLEXIBLE COVERAGE
Private Flood insurance policies are provided and backed by private companies. Private flood insurance is becoming increasingly popular due to potentially lower prices, higher coverage limits, and availability of additional coverages like hotel stays and meals if you’re unable to live in your home after a flood.
Flexible Coverage Limits
Private flood insurance offers a wider range of coverage options and goes into effect faster than NFIP coverage. Our team compares policies from multiple companies, finding the right policy to fit your needs.
Non-Admitted Insurance
Non-admitted insurance covers risks that admitted insurers won't cover. A non-admitted insurer is not licensed by your state, but that doesn't mean that the insurer is not allowed to work in your state. A non-admitted insurer may sell coverage through a state-licensed broker that answers the need for unique situations such as properties in high flood risk areas.
Types of Non-Admitted Insurance
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High-risk zone insurance (for areas with frequent tornadoes, hurricanes, flooding, or wildfires)
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Professional liability insurance
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High-value home insurance
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Unusual circumstance (for those who don't meet standard underwriting criteria like too many claims)
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Non-U.S. citizen insurance
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Long-term care insurance
What Are The Benefits?
Non-Admitted Insurers can offer options that help states extend coverage in high-risk markets. These insurers may offer coverage that a standard insurer would not.
Are Insurers Higher Risk?
Non-Admitted Insurers can offer options that help states extend coverage in high-risk markets. These insurers may offer coverage that a standard insurer would not.